-
Feb 10, 14 •
1801 Views •
Career Planning, Financial Planning •
Joni Lindquist •
No Comments
By Joni Lindquist Your human capital is critical to your overall success in building financial wealth and achieving life goals. Effectively managing one’s human capital is a key component to avoiding a retirement gap later in your life. What is human...
-
Jan 6, 14 •
1286 Views •
Financial Planning, Insurance •
Lucas Bucl •
No Comments
By Lucas Bucl Wealth protection is an important component of any financial plan. I believe the most overlooked area of wealth protection for a working person is disability insurance. Depending on which study read, about 30 percent of working adults will...
-
Nov 27, 13 •
1347 Views •
Financial Planning, Retirement Planning •
Stewart Koesten •
No Comments
By Stewart Koesten I’ve learned quite a bit about various heating and cooling systems (HVAC) recently. The financial advantages, that is the cost of various systems compared to the benefits (tax credits and utilities savings) derived from these more...
-
Nov 20, 13 •
2802 Views •
Financial Planning, Retirement Planning •
Jamie Bosse •
2 Comments
By Jamie Bosse The average person is liable to spend up to one-third (i.e. 30+ years) of their life in retirement. The sooner you start planning for it, the better off you will be! Many companies offer full-time employees the opportunity to save for their...
-
Nov 4, 13 •
1265 Views •
Financial Planning •
Matt Starkey •
No Comments
By Matt Starkey Shifting taxable income to other family members, usually children or grandchildren, who are in lower tax brackets is generally considered a time-tested tax planning strategy as it may reduce overall taxes for your family. But this could be...
-
Oct 9, 13 •
1323 Views •
Financial Planning, Retirement Planning •
Matt Starkey •
No Comments
By Matt Starkey If you own a small business or are self-employed, you have plenty of retirement planning options. Two of the most popular retirement plans for small businesses (particularly for those who are self-employed or have relatively few employees)...
-
Oct 7, 13 •
1556 Views •
Career Planning, Financial Planning •
Joni Lindquist •
No Comments
By Joni Lindquist As business executives launch and build careers, there may be “forks in the road” or opportunities to choose between working for a large, Fortune 500 company or a small company, say with less than 20 employees. Small businesses typically...
-
Oct 2, 13 •
1372 Views •
Financial Planning, Retirement Planning •
Matt Starkey •
No Comments
As a wealth manager I’m often asked, “Can I covert a traditional IRA to a Roth?” and, “If I can, should I?” and “When is a good time to convert?” There’s no blanket answer to those questions as the decision will depend on your particular...
-
Oct 1, 13 •
1195 Views •
Financial Planning •
Stewart Koesten •
No Comments
By Stewart Koesten Anytime now you’ll be asked to complete your selections for your cafeteria plan benefits for the next plan year. The selection of employee benefits should not be handed off to your personal assistant to decide. These choices are serious...
-
Sep 18, 13 •
1465 Views •
College Funding, Financial Planning, Retirement Planning •
Matt Starkey •
No Comments
By Matt Starkey The recent trend of postponing the child-rearing years can have an unexpected impact when your children are ready to enter college. If you had children relatively late in life, you may find yourself in a tight money squeeze at the same...
